EPS-95 Big Update: Submit EPFO Declaration Form Or Lose Pension Benefits

If you’re an EPFO pensioner or know someone who is, a crucial compliance requirement is coming your way. Starting August 2025, new rules will apply to all pensioners under the EPS-95 scheme. And here’s the bottom line: If you don’t submit a mandatory declaration form before the deadline, your pension may stop.

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Table of Contents

EPS-95 Big Update Summary

DetailInformation
DeadlineAugust 31, 2025
Form TypePension Declaration
Required ForAll EPS-95 pensioners
Submission MethodsOnline (EPFO Portal/UMANG), Offline (EPFO Office or CSC)
Risk If Not SubmittedPension will be paused until verification is completed

What’s Changing in EPFO ?

As per the latest amendment under EPFO’s Employees’ Pension Scheme (EPS-95), every pensioner—whether newly retired or already receiving monthly pension—must submit a fresh verification form.

This declaration requires details such as:

  • Your eligibility status
  • Current employment (if any)
  • Aadhaar and bank-linked personal details

Whether you’re 60, 70, or 80—this rule applies to all.

EPS-95 Big Update in pension distribution

EPFO has been trying to fix major issues in pension distribution, especially:

  • Duplicate or fake claims
  • Pensions being sent to deceased individuals
  • Outdated KYC information
  • Delays in verification causing misuse of funds

This new system aims to clean the database, ensure that only eligible pensioners continue receiving benefits, and reduce chances of fraud.

A senior EPFO official noted that this change would “streamline disbursement and protect genuine beneficiaries.”

What Happens If You Miss the Deadline?

If you don’t submit the form by August 31, 2025, your pension payments will be paused.
They won’t resume until you complete the full verification.

How to Submit the EPFO Declaration Form (Choose What’s Easiest)

You can file your declaration in three convenient ways:

1. Online via EPFO Member Portal

  • Go to the official EPFO portal
  • Login with your UAN and password
  • Navigate to the ‘Pension’ section
  • Fill and submit the declaration digitally

2. Using the UMANG App

  • Download the UMANG App from Play Store or App Store
  • Link your UAN and Aadhaar
  • Select the Pension form option and complete your submission
    (Fast, paperless, and approved by the government)

3. Offline Submission at EPFO Office or CSC

  • Visit your nearest EPFO office or Common Service Centre (CSC)
  • Carry a copy of your Aadhaar, bank passbook, and mobile number
  • Fill out the form physically and get it stamped or acknowledged

Who Needs to Pay Attention?

This form is mandatory for all pensioners under the EPS-95 scheme, including:

  • Retired private sector employees
  • Widows or family members receiving survivor pension
  • Disabled pensioners
  • Any pensioner receiving monthly credit through EPFO

What You Should Do Right Now

  • Don’t wait for reminders. Submit your form early to avoid last-minute stress.
  • Check if your Aadhaar is linked with your EPFO and bank account. If not, update it immediately.
  • Visit the official EPFO website regularly for updates and notifications.
  • If you’re unsure, visit your local CSC or EPFO office—they’ll help you fill it out.

Common Questions About the New Rule

Q: I already receive my pension every month. Do I still need to submit this form?
Yes. Even existing pensioners must submit this new declaration.

Q: What if I miss the deadline?
Your pension will be put on hold until you complete the required verification.

Q: Is it safe to submit the form online?
Yes. The EPFO portal and UMANG app are both secure and approved for this process.

Q: I’m too old to use a smartphone. What should I do?
Visit your local CSC or EPFO office. They’ll assist you offline.

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